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WK 3 · 2025FINALOPENER CAPTURED WED 3:46 PM ET

Week 3 · 2025 season

Monmouth @ Charlotte

The UNDER 67.5 missed. The full grade is below.

The verdict

SAT, SEP 13 · FINAL · JERRY RICHARDSON STADIUM
Monmouth35%
Charlotte1-1165%
MonmouthNATL RANKCLT
n/ano rank
Overall rating
no rank-0.1
n/ano rank
Offense rating
no rank-0.1
n/ano rank
Defense rating
no rank-0.1
n/ano rank
Pace
no rank-8.9
n/ano rank
Returning PPA
no rank24%
n/ano rank
Power rank
131st#131
n/ano rank
Recruiting rank
144th#144

Cell color follows national rank:top 4091st or worse.

Open total67.5
Model total57.6
EDGE UNDER 67.5 · MISS

RATINGS AS OF: CLT wk 17 · RANKS PRINTED IN EVERY TINTED CELL

Model margin (home)
+5.8
Open spread
-3.5
Close spread
-2.5
Close total
66.0

Graded, all four markets

Every market grades against the close. The edge is the only one we badge as a pick; the other three ride along for calibration.

Monmouth35
FINALJerry Richardson Stadium
CLT42
  • WinCharlotteWIN HIT
  • ATSCharlotteATS HIT
  • TotalsUNDER 66.0TOTAL MISS
  • EdgeUNDER 67.5EDGE MISS
Where these numbers come from

One model scores every FBS game: a win probability, a projected margin, and a projected total, built from as-of team ratings (offense, defense, pace, returning production, recruiting). Ratings on this page are snapshots from the week shown, with zero future information baked in.

The totals edge compares the model's total to the opening number. A gap of 3 or more points earns the badge, and it's the only pick on the card. Win and spread numbers are predictions we publish for the record, unbadged. The ATS lean stays tracked but unbadged: it has never beaten the closing line, even though the model beats the opener by about half a point of line value.

All four markets grade against the closing line once the game goes final. The full ledger lives on the track record.

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